Personal Loan

Personal Loan In India

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SSM Finance instant personal loans - just what you need to fast track your dreams


Instant Loan In-Principle Approval

Apply for instant, hassle-free loans at the click of a few buttons. Get instant loan in-principle approval within minutes of application.


Clutter-Free Digital Loans

Bid adieu to endless paperwork and never-ending forms. You do not have to visit our bank branch either. Apply for Personal Loans from any corner of the world through the SSM Finance web or mobile banking platforms.


Better Interest Rates

Enjoy better interest rates on Personal Loans, all through your loan tenure. At SSMFinance, we offer one of the lowest Personal Loan Interest Rates, starting only at 10.99%.


Choice of Loan Tenure

Choose flexible repayment tenures lasting from 12 to 60 months. Repay the loan in easy EMIs, so you have ample breathing room to fulfil your dreams in the interim.


Easy Loan Repayment

Link your bank account to pay your Personal Loan EMIs effortlessly. Manage your loan repayments with a few clicks on your phone.


Effortless Loan Management

Seamlessly manage your loan from the comfort of your home.


Enjoy High-Value Personal Loans For Every Need

No matter the need, the goal, the dream – We’ve got you covered.

Wedding Loan

Spend more time preparing for your dream wedding and leave the rest to us.

Gadget Loan

Stay a cut above the rest without cutting your budget with online Personal Loans for gadgets.


Satisfy your wanderlust with more trips around the world and fewer trips to the bank. Tick off every destination on your bucket list with SSM Finance Personal Loans.


Planning a big makeover for your home? Now you can create the home you always imagined with Renovation Personal Loans.

Calculate Your EMI


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Period Payment Interest Balance

Calculator Disclaimer

The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.

Required Documents

Here is a checklist of the documents required to apply for a personal loan

  • Loan Form: Bank loan application form to be filled with passport size photographs affixed
  • Address Proof: Leave and License / Registered Rent Agreement / Utility Bill (up to 3 months old), Passport
  • Identity Proof: Passport / Driving License / Voter ID / PAN
  • Income Proof: 3 month payslips, 2 years Form 16, Copy of Income Tax PAN
  • Bank Statement: 6 months bank statement that shows salary from the employer and any EMI paid for outstanding debit.

  • Identity Proof: Passport / Driving License / Voter ID / PAN.
  • Address Proof: License / Registered Rent Agreement / Utility Bill.
  • Office Address Proof: Property Documents, Utility Bill.
  • Office Ownership Proof: Property Documents, Utility Bill, Maintenance Bill.
  • Business Existence Proof: 3 years old Saral Copy, the Company Registration license, Shop Establishment Act.
  • Income Proof: Latest 3 years Income Tax Returns including Computation of Income, Profit & Loss Account, Audit Report, Balance Sheet, etc.
  • Bank Statement: Past 1 year bank statement.
  • 1 passport size color photograph.

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